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On Friday, six federal regulatory agencies issued a final rule with new appraisal requirements for higher-priced mortgage loans. The rule implements amendments to the Truth in Lending Act, which was made by the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.

The rule will be effective on January 18, 2014. The agencies plan to publish a supplemental proposal to get additional comments on exemptions for certain types of loans. 
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